Life may bring unfortunate incidents - income loss, illness, injury, and untimely death – that can leave dependents and loved ones in difficult financial situations. While you cannot avoid such hardships, you can prepare for the future through Life Insurance. Crawford-Butz provides a range of Life Insurance products that will protect you and your loved ones.
A Life Insurance policy through Crawford-Butz can match a policyholder's unique and complex needs through a range of available products.
Beneficiaries are able to use your Life Insurance policy to pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding a child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family.
Group Life Insurance
Crawford-Butz offers a variety of Group Life Insurance solutions that benefit you and your employees. As an employer, you enjoy financial advantages such as income-tax deductible premiums and Life Insurance protection at a low group rate. Group Life insurance also can contribute positively to the productivity of your business by reducing employee turnover and strengthening employee morale.
Long-Term Care Insurance
Long-Term Care Insurance covers the expense of extended home health care or a nursing home beyond a specified period.
Mortgage Protection Insurance
Mortgage Protection Insurance is an affordable way to safeguard your family against the financial burden of an outstanding mortgage by paying a remaining balance up to a specified amount.
Disability Insurance pays a portion of your income in the event an injury or illness limits your ability to work. Policies vary depending on the individual, and the duration and amount of coverage are based on the disabling accident.
Second-To-Die Insurance covers the lives of two people, usually married couples, where the benefit is not paid until the death of the second spouse. The Second-To-Die Policy allows you keep personal assets within the family after the death of the first spouse, and it gives your beneficiaries the means to pay estate taxes without having to liquidate personal assets.
Key Person Insurance
Key Person Insurance provides support for business owners when death or permanent disability results in the loss of an essential employee. Several benefits are built into the Key Person policy so that business can continue as planned while you look for a suitable replacement.
Coverage that acts as a business asset for enhancing your company’s creditworthiness
Cash value of the policy that may be available to your business as a loan if needed
A policy that can be converted to a retirement bonus for the key employee
We offer professional support beyond the initial purchase by monitoring your Life Insurance Policy, proactively providing updates on your policy, and managing your claims experience.